*{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-padding-top:16px}body{margin:0;background:var(--bg);color:var(--ink);font:var(--body);overflow-wrap:break-word}img,svg{max-width:100%;height:auto}a{color:var(--link)}:focus-visible{outline:3px solid var(--focus);outline-offset:2px}.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;color:#000;padding:10px 14px;z-index:20}.w{max-width:1180px;margin:0 auto;padding:0 20px}ul.plain{list-style:none;margin:0;padding:0}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:12px 22px;background:var(--btn);color:var(--btnink);border:0;font:inherit;font-weight:650;text-decoration:none;cursor:pointer}.btn:hover{background:var(--btnh)}.btn.ghost{background:transparent;color:inherit;box-shadow:inset 0 0 0 1.5px currentColor}.btn.ghost:hover{background:transparent;text-decoration:underline}
nav.d ul{list-style:none;display:flex;flex-wrap:wrap;gap:2px 20px;margin:0;padding:0}nav.d a,details.m a{display:inline-flex;align-items:center;min-height:44px;text-decoration:none;color:inherit}nav.d a:hover,details.m a:hover{text-decoration:underline}details.m{display:none}details.m summary{cursor:pointer;display:flex;align-items:center;min-height:44px;padding:0 14px;box-shadow:inset 0 0 0 1px currentColor;list-style:none}details.m summary::-webkit-details-marker{display:none}details.m ul{list-style:none;margin:0;padding:8px 0}
article{min-width:0}article table{border-collapse:collapse;width:100%;min-width:520px;font-size:.92em}.tw{overflow-x:auto;margin:20px 0;border:1px solid var(--line)}th,td{padding:10px 12px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}th{background:var(--tint)}tr:last-child td{border-bottom:0}figure{margin:24px 0}figure img{display:block;width:100%;height:auto}figcaption{font-size:14px;line-height:1.45;color:var(--mute);margin-top:8px}.by{font-size:14px;color:var(--mute);margin:0 0 18px}.note{padding:14px 16px;background:var(--tint);border-left:4px solid var(--acc);font-size:15px;margin:0 0 22px}
label,.lab{display:block;font-weight:650;font-size:15px;margin:14px 0 6px}input,textarea,select{width:100%;min-height:46px;padding:10px 12px;font:inherit;font-size:16px;background:#fff;color:#1a1a1a;border:1.5px solid var(--field);border-radius:0}textarea{min-height:120px}.e{color:var(--err);font-size:14px;margin:4px 0 0;min-height:0}.e:empty{display:none}.okb{margin-top:16px;padding:14px;background:var(--tint)}fieldset{border:0;margin:0;padding:0}.chips{display:flex;flex-wrap:wrap;gap:8px}.chips label{margin:0;font-weight:500}.chips input{position:absolute;opacity:0;width:1px;height:1px;min-height:0}.chips span{display:inline-flex;align-items:center;min-height:44px;padding:0 14px;box-shadow:inset 0 0 0 1.5px var(--field);cursor:pointer;background:#fff;color:#1a1a1a}.chips input:checked+span{background:var(--btn);color:var(--btnink);box-shadow:none}.chips input:focus-visible+span{outline:3px solid var(--focus);outline-offset:2px}
.mb{display:none}@media(max-width:860px){nav.d{display:none}details.m{display:block}details.m[open]{flex-basis:100%}.mb{position:fixed;left:0;right:0;bottom:0;z-index:15;display:grid;grid-template-columns:1fr auto;gap:0;background:var(--mbbg);box-shadow:0 -1px 0 var(--line)}.mb a{display:flex;align-items:center;justify-content:center;min-height:54px;padding:0 16px;font-weight:650;text-decoration:none}.mb a:first-child{background:var(--btn);color:var(--btnink)}.mb a:last-child{color:var(--mbink);font-size:14px}body{padding-bottom:54px}}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}@media print{.mb,details.m,nav.d,.rail,.sel{display:none}}
footer li a,.crumb a,.cta>a:not(.btn),.rail p a{display:inline-flex;align-items:center;min-height:24px}@media(max-width:860px){footer li a,.crumb a,.cta>a:not(.btn),.top a{display:inline-flex;align-items:center;min-height:44px}}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
:root{--hero2:#D2E1F0;--bg:#F3F6FA;--ink:#0F2133;--mute:#435267;--line:#CAD6E4;--tint:#E1E9F2;--acc:#A84E22;--link:#14578C;--focus:#0B5CAD;--btn:#123F66;--btnh:#0D2E4B;--btnink:#fff;--field:#435267;--err:#8F2A14;--mbbg:#F3F6FA;--mbink:#0F2133;--navy:#123F66;--head:"Hoefler Text",Baskerville,Georgia,serif;--body:17px/1.65 system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif}
h1,h2,h3{font-family:var(--head);font-weight:700;line-height:1.14;color:var(--navy)}h2{font-size:clamp(27px,3.3vw,36px);margin:44px 0 12px}h3{font-size:21px;margin:26px 0 8px}
header.s{background:#fff;border-bottom:3px solid var(--navy)}header.s>.w{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:6px 22px;min-height:66px}.brand{display:inline-flex;align-items:center;color:var(--navy);text-decoration:none;font:700 25px/1.1 var(--head);min-height:44px}.brand i{font-style:italic;color:var(--acc)}
.hero{background:var(--navy);color:#fff;padding:52px 0 46px;--focus:#7CC4FF}.hero .cols{display:block;max-width:880px}.kick{font:600 14px/1.4 var(--head);font-style:italic;color:#F6C7AE;margin:0 0 12px}.hero h1{color:#fff;font-size:clamp(38px,5.6vw,66px);line-height:1.05;margin:0 0 18px}.hero p.lead{font-size:20px;line-height:1.5;color:#D2E1F0;margin:0 0 24px}.hero .acts{display:flex;flex-wrap:wrap;gap:12px}.hero .btn{background:#F6C7AE;color:#0F2133}.hero .btn:hover{background:#F6C7AE}.hero .btn.ghost{background:transparent;color:#fff}
.trust ul{display:grid;grid-template-columns:repeat(4,1fr);border-bottom:1px solid var(--line)}.trust li{padding:15px 14px 15px 0;font-size:15px;line-height:1.35}.trust b{display:block;font:700 16px/1.2 var(--head);color:var(--navy)}.trust span{color:var(--mute)}
.stats{background:#fff;border-bottom:1px solid var(--line)}.stats ul{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;padding:28px 0}.stats b{display:block;font:700 clamp(30px,3.6vw,44px)/1.05 var(--head);color:var(--acc)}.stats span{display:block;margin-top:6px;font-size:14px;line-height:1.45;color:var(--mute)}
.sec{padding:8px 0 20px}.sec p.sub{margin:0 0 16px;color:var(--mute);max-width:46em}.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border-left:1px solid var(--line)}.cards a{display:flex;flex-direction:column;min-height:150px;padding:14px 16px;border-right:1px solid var(--line);border-top:3px solid var(--navy);color:inherit;text-decoration:none}.cards a:hover{background:var(--tint)}.cards i{display:none}.cards b{font:700 20px/1.18 var(--head);color:var(--navy);margin-bottom:6px}.cards span{font-size:14.5px;line-height:1.4;color:var(--mute)}.cards em{margin-top:auto;padding-top:10px;font-style:normal;font-weight:650;color:var(--link);font-size:15px}
.selwrap{background:var(--tint);padding:34px 0}.selwrap .cols{display:grid;grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr);gap:34px;align-items:start}.selwrap h2{margin:0 0 8px}.selwrap p.sub{margin:0;color:var(--mute)}.sel .row{display:grid;grid-template-columns:1fr 1fr;gap:0 16px}.sel .acts{display:flex;flex-wrap:wrap;align-items:center;gap:8px 18px;margin-top:16px}.sel .acts a.alt{display:inline-block;padding:10px 0}.sel .nt{font-size:13px;line-height:1.45;color:var(--mute);margin:12px 0 0}
.band{padding:30px 0 8px}.band h2{margin-top:0}.why{display:grid;grid-template-columns:repeat(2,1fr);gap:22px 40px}.why b{display:block;font:700 20px/1.2 var(--head);color:var(--navy);margin-bottom:4px}.why span{font-size:15.5px;line-height:1.5;color:var(--mute)}.steps{list-style:none;counter-reset:s;margin:14px 0 0;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.steps li{counter-increment:s;border-top:2px solid var(--acc);padding-top:10px}.steps li::before{content:counter(s) ".";font:italic 700 26px/1 var(--head);color:var(--acc)}.steps b{display:block;font:700 20px/1.2 var(--head);margin:6px 0 4px}.steps span{font-size:15px;line-height:1.5;color:var(--mute)}
.ph{background:var(--navy);padding:32px 0;--focus:#7CC4FF}.ph h1{color:#fff;font-size:clamp(32px,4.4vw,52px);line-height:1.08;margin:0;max-width:22em}.crumb{font-size:14px;margin:0 0 10px;color:#D2E1F0}.crumb a{color:#fff;display:inline-block;padding:6px 0}
.lay{display:grid;grid-template-columns:minmax(0,1fr) 280px;gap:46px;padding:30px 20px 54px}.rail{position:sticky;top:14px;align-self:start;font-size:15px}.rail .box{background:#fff;border:1px solid var(--line);padding:16px;margin-bottom:14px}.rail b.t{display:block;font:700 15px/1.3 var(--head);color:var(--navy);margin-bottom:8px}.rail ol{list-style:none;margin:0;padding:0;max-height:48vh;overflow:auto}.rail ol a{display:block;padding:7px 0;line-height:1.3;text-decoration:none;color:var(--ink);border-top:1px solid var(--line)}.rail ol a:hover{color:var(--link)}.rail .btn{width:100%;margin-top:8px}.rail p{margin:0 0 6px;line-height:1.45}.tocm{display:none;margin-bottom:20px;background:#fff;border:1px solid var(--line)}.tocm summary{cursor:pointer;min-height:48px;display:flex;align-items:center;padding:0 14px;font-weight:650}.tocm ol{margin:0;padding:0 14px 10px 32px}.tocm a{display:block;padding:6px 0}
article{max-width:760px}.answer-summary{font-family:var(--head);font-size:21px;line-height:1.5;margin:0 0 24px;padding-bottom:18px;border-bottom:1px solid var(--line);color:var(--navy)}.price-ref{margin:30px 0}.price-ref h2{margin-top:0}.cta{margin-top:34px;padding:20px;background:var(--navy);color:#fff;--focus:#7CC4FF}.cta b{display:block;font:700 23px/1.2 var(--head);margin-bottom:4px}.cta p{margin:0 0 12px;font-size:15px;color:#D2E1F0}.cta a{color:#fff}.cta .btn{background:#F6C7AE;color:#0F2133;margin-right:12px;margin-bottom:6px}.cta .btn:hover{background:#F6C7AE}
.rel{padding:0 0 44px}.rel h2{margin-top:0}.bl{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.bl a{display:block;background:#fff;border:1px solid var(--line);padding:16px;height:100%;color:inherit;text-decoration:none}.bl a:hover{background:var(--tint)}.bl b{display:block;font:700 19px/1.2 var(--head);color:var(--navy);margin-bottom:6px}.bl span{font-size:14px;line-height:1.45;color:var(--mute)}
footer{background:#0A2740;color:#D2E1F0;padding:40px 0 28px;font-size:15px;line-height:1.55;--focus:#7CC4FF}footer a{color:#fff;display:inline-block;padding:4px 0}.fc{display:grid;grid-template-columns:1.3fr repeat(3,1fr);gap:28px;margin-bottom:26px}.fc b{display:block;color:#fff;font:700 18px/1.2 var(--head);margin-bottom:8px}.fine{border-top:1px solid #435267;padding-top:16px;font-size:14px}.fine p{margin:0 0 8px}
h1,h2,h3{font-weight:500}.hero h1{font-weight:500}.stats{background:var(--navy);color:#fff}.stats b{color:#fff}.stats span{color:var(--hero2)}
@media(max-width:1020px){.selwrap .cols{grid-template-columns:1fr;gap:24px}.lay{grid-template-columns:1fr;gap:0}.rail{display:none}.tocm{display:block}.cards{grid-template-columns:repeat(2,1fr)}.trust ul{grid-template-columns:repeat(2,1fr)}.fc,.bl{grid-template-columns:repeat(2,1fr)}}
@media(max-width:560px){header.s>.w{flex-wrap:nowrap;gap:10px}details.m[open]{flex-basis:auto}header.s{position:relative}details.m[open] nav{position:absolute;left:0;right:0;background:#fff;padding:4px 20px 12px;z-index:12;border-bottom:1px solid var(--line)}.brand{font-size:22px}.cards,.why,.steps,.bl,.fc,.stats ul{grid-template-columns:1fr}.cards a{min-height:0}.sel .row{grid-template-columns:1fr}}
@media(max-width:1020px){.lay{grid-template-columns:1fr}.lay>article{order:0}.cards{grid-template-columns:repeat(2,1fr)}}
@media(max-width:560px){.cards,.bl,.steps{grid-template-columns:1fr}}
article .rp{margin:24px 0}.rp img{display:block;width:100%;height:auto;border-radius:3px}.rp figcaption{font-size:13px;line-height:1.5;margin-top:8px}.rp figcaption a{color:inherit;text-decoration:underline}
.hero:has(>figure.rp){position:relative;overflow:hidden;isolation:isolate;background:#10202b;border:0;padding-top:72px;padding-bottom:112px}
.hero:has(>figure.rp)>figure.rp{position:absolute;inset:0;margin:0;z-index:-1}
.hero>figure.rp img{width:100%;height:100%;object-fit:cover;border-radius:0}
.hero>figure.rp::after{content:"";position:absolute;inset:0;background:linear-gradient(100deg,rgba(7,16,24,.86) 0%,rgba(7,16,24,.68) 52%,rgba(7,16,24,.34) 100%)}
.hero>figure.rp figcaption{position:absolute;z-index:1;left:0;right:0;bottom:0;margin:0;padding:8px 20px;font-size:12px;line-height:1.4;color:#fff;background:rgba(7,16,24,.62)}
.hero:has(>figure.rp) h1,.hero:has(>figure.rp) p.lead,.hero:has(>figure.rp) .kick{color:#fff}.hero:has(>figure.rp) .btn.ghost{color:#fff;border-color:#fff;background:transparent}
.hero:has(>figure.rp) .cols>div:first-child{text-shadow:0 1px 2px rgba(0,0,0,.45)}.hero:has(>figure.rp) .sel-host,.hero:has(>figure.rp) .board{text-shadow:none}
img.ic{display:block;width:40px;height:40px;margin:0 0 10px}.cards a>i{display:none}.trust li img.ic,.why li img.ic,.steps li img.ic{width:34px;height:34px}
.gal{padding:30px 0 10px}.gal h2{margin:0 0 14px}.galg{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.galg figure{margin:0;background:#fff;border:1px solid var(--line);display:flex;flex-direction:column}.galg a.t{display:block;color:inherit;text-decoration:none}.galg img{display:block;width:100%;aspect-ratio:3/2;object-fit:cover;height:auto}.galg b{display:block;padding:10px 12px 0;font-size:15.5px;line-height:1.3}.galg figcaption{padding:4px 12px 12px;font-size:12px;line-height:1.4;color:var(--mute)}.galg figcaption a{color:inherit}
@media(max-width:1020px){.galg{grid-template-columns:repeat(2,1fr)}}@media(max-width:560px){.hero:has(>figure.rp){padding-top:44px;padding-bottom:128px}.galg{grid-template-columns:1fr}}
#rd{position:fixed;left:0;top:0;height:3px;width:0;background:var(--acc);z-index:50}.tf{display:block;width:100%;max-width:340px;min-height:44px;margin:0 0 10px;padding:8px 12px;border:1px solid var(--field);font:inherit;background:#fff}